Regulatory Compliance & Risk Management

Under the ESG framework, data privacy is an important human rights issue, and corporate governance is critical to sustainability. CRA leverages the experience we have gained from assisting with thousands of cybersecurity and data privacy matters, including complex data breach and ransomware engagements, privacy-related monitorships, information security, privacy due diligence, blockchain investigations, and independent assessments of information security hygiene.

CRA helps employers assess and actively manage/mitigate risk under many different laws, uncover potential inequities, and develop strategies to address gender, pay, and racial inequities. We have helped corporations and legal counsel develop strategies, processes, and controls tailored industry to their diversity practices. Our consultants combine deep knowledge with cutting edge analytics and in-depth regulatory knowledge to deliver clear answers and concrete action plans.

CRA is a leading provider of fair lending analysis to US financial institutions, including banks, finance companies, mortgage companies, and credit unions. We have a strong understanding of regulatory approaches to fair lending examination and analysis, and regulatory expectations regarding financial institutions’ own fair lending monitoring programs. CRA provides analyses of underwriting, pricing, and redlining, with a focus on limiting and remediating any potential risks from disparate treatment or disparate impact.

CRA has executed proactive anti-bribery, anti-corruption and anti-money laundering assessments, and cross-border investigations that require a mix of data analytics, finance and accounting skills, and in-country business intelligence for regulatory response. These investigations have included instances of bribery, modern slavery, corruption, asset misappropriation, and financial statement fraud. CRA has also been engaged in disputes involving alleged fraud relating to the pricing, labeling, advertising, and marketing of products.

Transfer pricing plays a key role in governance and risk management, and the ongoing public debate about corporate responsibility under the umbrella of “paying fair share” has brought tax practices to the attention of top management as an area of both financial and reputational risk. CRA helps businesses design transfer pricing arrangements that reflect both economic reality while addressing the case for reputational risk.