Over the past few years, regulatory focus on fair lending examination of the indirect automotive finance market has increased significantly. In this paper, the authors illustrate the complexities of indirect automobile financing and evaluate current regulatory fair lending practices observed in the industry. To read the paper, click the link below.
Redlining: Changes to Metro Area definitions in the 2024 HMDA data will impact redlining analyses
The updated Metropolitan Statistical Areas (“MSAs”) and Metropolitan Divisions (“MDs”), and changes to county-equivalents in Connecticut, took effect for Home...