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The Consumer Financial Protection Bureau increasingly expects institutions to explore less discriminatory alternatives (LDAs) as part of their disparate impact fairness analyses under the Equal Credit Opportunity Act and Fair Housing Act.
In this Insights, Adam Gailey discusses what is meant by “less discriminatory” and the complexities of comparing models on fairness and other business objectives.
The updated Metropolitan Statistical Areas (“MSAs”) and Metropolitan Divisions (“MDs”), and changes to county-equivalents in Connecticut, took effect for Home...
Puerto Rico’s Financial Oversight and Management Board (FOMB) said it intends to introduce changes to the plan of adjustment to allow for payments to PREPA...
