This article provides an overview of key considerations in evaluating credit scoring models for fair lending risk, including the main fair lending considerations under the Equal Credit Opportunity Act that apply to credit scoring models, and common fair lending risk issues and testing considerations related to scoring models. Click below to read the article.
Redlining: Changes to Metro Area definitions in the 2024 HMDA data will impact redlining analyses
The updated Metropolitan Statistical Areas (“MSAs”) and Metropolitan Divisions (“MDs”), and changes to county-equivalents in Connecticut, took effect for Home...