Arthur Baines and Marsha Courchane have published an article entitled “Compliance in the Indirect Automotive Market: Key Issues in Fair Lending Analysis,” which appeared in the September/October issue of ABA Bank Compliance. The authors identify some of the key fair lending compliance issues associated with indirect automotive finance and methodologies that may assist with the identification of any disparities resulting from underwriting or pricing of automotive finance contracts.
Redlining: Changes to Metro Area definitions in the 2024 HMDA data will impact redlining analyses
The updated Metropolitan Statistical Areas (“MSAs”) and Metropolitan Divisions (“MDs”), and changes to county-equivalents in Connecticut, took effect for Home...