CRA provided analytical support for regulatory reviews for banking clients facing investigations by the CFPB, the FDIC, the Federal Reserve Board and the Office of the Comptroller of the Currency. Our analyses revealed there was no evidence of fair lending compliance issues when mortgage lending decisions were modeled properly.
Redlining: Changes to Metro Area definitions in the 2024 HMDA data will impact redlining analyses
The updated Metropolitan Statistical Areas (“MSAs”) and Metropolitan Divisions (“MDs”), and changes to county-equivalents in Connecticut, took effect for Home...